AnalysisJul 10, 2026
The Turnaround Plan: Managing the Debt AI Just Called Due
The diagnosis is settled: AI does not create organizational debt, it calls it due. What remained to be written was the sequel: how you repay. This article ports the machinery of financial turnaround onto the organization: covenants instead of an inventory, three repayment regimes, a triage between avalanche and snowball, and the option no one dares take, restructuring. A case for keeping a register of organizational debt at the same rank as the risk register.